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In this video tutorial, the host explains the ending of "The Retirement Plan." The story follows Ashley and her daughter Sarah as they become embroiled in a dangerous criminal enterprise, prompting Ashley to seek help from her estranged father, Matt, played by Nicolas Cage, who is living a laid-back life in the Cayman Islands. Their brief reunion leads to escalating danger as they are pursued by crime boss Donnie and his lieutenant Bobo. As Ashley becomes more involved, she uncovers hidden truths about her father's secret past. The video includes spoilers and provides a detailed analysis of the film's conclusion.