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The video discusses a woman's insight into using a digital currency, referred to as "switch's currency," to potentially void mortgage contracts. The speaker consulted a lawyer specializing in this area, who confirmed that most mortgages in the U.S. involve payments in U.S. dollars. Additionally, most banks do not hold mortgages directly but assign them to servicers with limited authority to modify documents. There may be an opportunity for banks to allow refinancing through central bank digital currencies (CBDC). Those with mortgages should check with their servicers about the possibility of making payments via CBDC, while those without a mortgage should carefully review their contract terms.
