Void image in the Insuring Agreement

Aug 6th, 2022
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A policy or other contract that has no legal validity is described as void. When an insurance company voids a life insurance policy, it is usually due to the discovery of misrepresentation of material facts by the person insured.
If you have failed to disclose previous convictions or adverse financial history to your insurance company, you may now find that your insurance has been cancelled, or if the non-disclosure was deemed reckless or deliberate, you may now have had your policy declared void from the start date.
Having no legal effect from inception. A law, agreement, sale, or other action that is void has no legal effect. A void action cannot be ratified or validated. An action that is void ab initio never had any legal effect.
null and void. adjective. : having no force, binding power, or validity.
Null and void is a phrase that means something is no longer legally valid or admissible. In terms of insurance, it can refer to a policy that will no longer merit coverage from the insurance company probably because of a technicality or a provision in the insurance contract is violated.
There are four basic parts to an insurance contract: Declaration Page. Insuring Agreement. Exclusions. Conditions.
Having invalid car insurance means you no longer have financial protection from your insurance company in the event of a car accident due to your provider voiding your coverage.
If an agreement, a declaration, or the result of an election is null and void, it is not legally valid. A spokeswoman said the agreement had been declared null and void. Synonyms: invalid, useless, void, worthless More Synonyms of null and void. See full dictionary entry for null. Synonyms of.

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