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A fraudulent conveyance, also known as a voidable transaction, occurs when a person transfers non-exempt assets (e.g., cash, stock, real estate) to delay or hinder creditor collection. This is primarily a civil issue, not a criminal one; clients of asset protection firms typically do not face jail time for such actions. The primary remedy for creditors, supported by numerous appellate decisions, is the reversal of the fraudulent transfer, which restores the debtor to their original position before the transfer.