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In this tutorial on Certificates of Insurance, the speaker emphasizes that a certificate has limited value and is often "worth no more than the paper it’s written on." It primarily serves to confirm that specific insurance policies are in effect. Key points include the importance of verifying that the individual or entity you are paying is listed as the insured on the certificate. While the certificate itself may not be comprehensive, it's essential to check the actual policy details. The speaker suggests utilizing agents’ agency management systems to ensure correct information. This overview serves as an introduction to more detailed discussions on certificates in upcoming videos.
