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hey everybody economic ninja here I hope youre doing great I was actually just sitting down uh filming some new lessons for the side hustle course and the real estate crash course and I came across a story that a subscriber shared with me and I want to thank you for that and it is literally in line with what I did on the live stream just earlier today talking about hoarding a food rationing of food and things that you need to prepare for in 2023. I do believe that it is going to get tougher I believe interest rates are going to go much higher than they are right now I believe that the FED is working on Breaking the backbone of the consumer and the consumer doesnt seem to want to break however if you look at this staggering numbers the percentages of people that are deeply in debt in student loan debt Mortgage Debt uh credit card debt and even more types of debt auto loan debt these are our all-time highs and that is why when you think for a second why hasnt this thing come apart ye