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foreign [Music] hi Ginger gay here the diva of Payment Solutions so lets talk about when somebody wants to return a product and you have to issue a void or a refund which one do you use lets explain it so when a transaction is run its sitting there in your terminal until you batch out at the end of day so if somebody wants to return something the same day it was purchased you want to avoid it because it hasnt yet gone to your bank which means you havent been charged the fees for that transaction so if its the same day void it out you have a transaction fee when you ran it you have a transaction fee when you refunded it but thats so minimal compared to the fee now if somebody wants to return something another day then you cant void it the batch is already gone yes you can do a refund you do have to pay that fee its already been charged from when you first ran it but its not charged again and its also not deducted from you when you do the refunding just an extra little transac