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one of the most common commercial insurance endorsements is the additional insured endorsement when a business performs work for another person or entity the hiring company will often request that they be named as an additional insured under the policyholders policy this means that the policyholders policy takes on the obligation of extending your liability coverage to that particular third party to cover additional liability exposures that may arise theres many different types of additional insured endorsements and using the correct one is based on the relationship between the named insured and the certificate holder an ai is a contractual agreement so its important to be as detailed as possible when explaining the expectations and obligations to underwriters policyholders and certificate holders so that you can nail down the correct endorsements please contact us with further questions on this or any other risk management topic we will see you again soon
