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so what happens if you get sued for credit card debt especially by a junk debt buyer what are some of the things you should do what are some of the things that other people do wrong what is the best way for you to handle a credit card junk debt lawsuit my name is Michael was--like Im one of the lawyers at Ricardo and was--like in Florida and with my partner Jason Ricardo we help people just like you overcome debt collection with dignity and today I want to talk about the the way that credit card lawsuits normally proceed the way most people handle them the the mistakes that many people make and what you can do differently to get a better result so heres what the normal process looks like first of all in a normal credit card lawsuit process first of all the folks who are doing the suing are almost always junk debt buyers and what that means is that the credit card companies once they determine that a debt is probably not going to be paid a bill is not going to be satisfied they will