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A former Louisiana sheriff's dispatcher, Kellen Spadoni, is facing legal issues after discovering a bank error that mistakenly credited her account with over $1 million instead of the intended $82.56. Instead of reporting the mistake, she transferred the funds to another account and used them to purchase a home and an SUV. Spadoni has since been arrested for theft and is facing a lawsuit from Charles Schwab, which claims she ignored multiple attempts to return the money. Legal experts discuss whether the bank's mistake creates any legal right for Spadoni to keep the funds.