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In this video tutorial, the presenter explains how to write a hardship letter for loan modification. A hardship letter is a personal communication to your lender detailing the circumstances that have led to missed mortgage payments. The tutorial outlines the process step by step, starting with the inclusion of personal information, such as your full name, home address (including street number, name, city, state, and zip code), and optional contact details like a phone number or email. Additionally, the date of the letter should be formatted as month, day, and year. The video emphasizes the importance of clarity and detail in conveying one’s financial struggles to the lender.
