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In this video tutorial, the presenter addresses the confusion many people face when they receive a 25 certificate of liability insurance. This document is essential for policyholders, certificate holders, and additional named insureds, as it summarizes the liability insurance coverage provided by the insurer. The video aims to guide viewers on how to read this form effectively. The presenter emphasizes that the top of the document clearly states "certificate of liability," and the video will detail what specific information can be found within the form, helping viewers understand the coverage it outlines.