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In a recent case, former Louisiana sheriff's dispatcher Kellen Spadoni became a millionaire overnight due to a banking error, where Charles Schwab mistakenly transferred $1,205,619 instead of $82.56 into her account. Instead of notifying the bank, Spadoni moved the funds to another account and purchased a home and an SUV. She has since been arrested for theft and faces a lawsuit from Charles Schwab, who claims she ignored multiple attempts to contact her for the return of the funds. Legal experts discuss the implications of the bank's mistake and the lack of legal entitlement to the received funds.