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In this video, consumer protection lawyer John Watts discusses the importance of obtaining the purchase agreement when sued by a debt buyer. He emphasizes that debt buyers must prove their ownership of the debt, and this is typically documented in a contract, which could be referred to as a purchase screen, forward flow agreement, or credit card purchase agreement. Watts advises viewers to illustrate to the judge that the absence of this contract undermines the debt buyer's credibility and their claim. This highlights the necessity for debt buyers to provide concrete evidence of their debt ownership in court.
