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Fact, an 8 year olds social security number is far more valuable than that of a 50 year old because the youngsters credit is perfect, its totally clean. Anyone who steals their identity could spend 10 years completely ruining that childs credit before they turned 18. By the time the students apply for a loan or fill out a rental application, they could be in for a horrible surprise. FERPA, the Family. Educational Rights and Privacy Act of 1974 is a federal law that protects the privacy of student data including education records, grades and all personally identifiable information including social security numbers. And if you think a students Social Security number isnt valuable because theyre too young to have any credit, youd be wrong. While protecting personally identifiable information is extremely important, its equally important to know exactly what data falls under the PII category. Social Security numbers, passport, drivers license and credit card numbers are certainly