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so weamp;#39;re here at next nordics in Stockholm and one of the hottest topics on the agenda today is confirmation of PE can you shed some light what is confirmation of P or verification of P all about absolutely so as a as a broader concept um confirmation of p is a way of making sure that youamp;#39;re paying the right person to the right bank account so what would it actually mean for for the new payment schemes and what would theoretically can you make an analogy and compare with swish in Sweden as an example so at the moment in Sweden uh when you send a swish payment to another person or company while you input their uh phone number that serves as a proxy for their bank account you receive a confirmation of P meaning the application provides you with a full legal name of your pay that means that you know who are you paying and that the money will end up in the right account owned by the right person uh this does not happen if you make a regular account to account uh ban