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step one is to create a peyote using something easy to remember if youamp;#39;re creating your peyote online youamp;#39;ll do this within your usual online or mobile banking your peyote could be the same number as your mobile number your email or your ABN just check with your financial institution which options they offer for extra security your bank will confirm that you own the information that youamp;#39;ve chosen is your pay ID then they will securely link your pay ID to your account registering this with other banks on the new payments platform just remember to stay cyber savvy your bank will never ask you to provide your information by email links phone calls or ask you for your internet banking login details or passwords if youamp;#39;re unsure just check with your bank once itamp;#39;s set up when someone owes you money simply ask them to pay you using your pay ID they log on to their mobile or online banking and make a pay ID payment each Bank does this slightly different
