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foreign [Music] welcome back to the Black Swan capitalist Channel my name is Van Dell verson is here with us of course and today we have a special guest joining us Lynette zank were happy to have you here Lynette so just a quick intro on Lynette she is the chief marketing Analyst at itm trading Chief Market analyst park Chief Market analyst excuse me for the past 27 years itm trading and Lynette zank have been helping individuals uncover the truth about complex financial banking currencies and economic systems while building strategic and tangible gold and silver portfolios to withstand any economic crisis for their clients so welcome Lynette thank you for joining us today so were going to get into it yeah absolutely happy to be here uh we got quite a few things to discuss so first of all um you already know whats happening with the banks right now um please uh we need to hear your perspective on this and what youve learned and what you know so far so theyre insolvent right and sh