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every negotiable instrument tells a story it begins at the issuance when the issuer of the negotiable instrument transfers it to the payee and the story ends when the negotiable instrument is presented to the issuer for payment and we know that this is done through a process called negotiation when we transfer a negotiable instrument a promissory note or a check through the process of negotiation it creates a holder and a holder is going to receive all of the rights of the previous possessor of the negotiable instrument now there are two methods of negotiation so that the receiver becomes a holder depending on whether the instrument is an order instrument or a bearer instrument we negotiate order instruments through a process of signature and delivery remember endorsement simply means a signature itamp;#39;s an authentication that you are the person to whom the who has the right to transfer the promise the promissory note or the check so to negotiate an order instrument it requires bo
