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hi Im Andy Webb from be clever with your cash calm and in this video I want to talk to you about what you need to switch bank so Im sure a lot of you watching this youve had a bank account for a long time you probably had the same bank account you probably got it when youve got your first job when you went into uni maybe even had it as a kid and it was set up for you you just stayed with that bank and moved it into an adult current account and then you stuck with it you know that could just be a couple of years could be five 10 20 30 40 50 60 years its very very very easy for us to stick with what we know and stay with banks in particular in a relationship which essentially its pretty much one way isnt it you know you give them your money it stays in there and you dont get much back you there arent really many benefits you dont get interest particularly accounts right now its pretty just kind of one-sided they get your money they hold it for you and you take it out as and w