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Do you need insurance for a storage unit? Insuranceis required when storing your items in a unit. Homeowners and renters insurance may coverbelongings in a storage unit but this coverage can be pretty limited so it isnt always the best option when storing valuable items. Adjust your policy if necessary or considergetting a self storage insurance policy depending on how valuable your possessions are. Self storagepolicies have low fees and may save you quitea bit of money. There is a separate deductible, so theres no need to worry about your monthly homeowners or renters insurance premiums. However,self-storage policies do not cover vehicles but they do cover items even while theyrein transit near the storage facility. Supplemental coverage is also available to better protect yourself from having to cover the cost of items that may not be covered by your current policy.
