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In this video, Jeff Smith, a real estate broker in Southern California, addresses viewer requests regarding USDA loans, specifically focusing on forbearance and repayment plans. He acknowledges that he previously overlooked the prevalence of USDA loans compared to Fannie Mae, Freddie Mac, FHA, and VA loans, which he has covered before. Jeff encourages viewers who are interested in real estate topics—such as buying and selling homes—to subscribe and engage with his content. The video aims to provide essential information on USDA loans in response to viewer inquiries.