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hey everyone Matt brunick here I had a piece in Politico earlier this week the piece was titled before slashing Social Security cut 401ks the argument of the piece is pretty straightforward uh basically I say look everyone every few years people are talking about how we need to cut Social Security how were going to run out of money and you know we need to cut benefits for elderly people in order to save the program etc etc and then I observe that its weird that were always talking about cutting Social Security but no one ever talks about cutting the other parts of the retirement system uh you know Social Security is maybe half of the retirement system I mean depend on exactly how you want to measure it but weve also got these defined benefit pensions defined contribution plans like 401ks and individual retirement accounts theres also life insurance annuities those are relatively small so I didnt really include them in this piece um and you know you know I I just kind of say its