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This tutorial will help you understand the information in your credit report, how it affects your credit score, and your rights and responsibilities in maintaining and protecting your credit standing. There are three major credit bureaus - Equifax, Experian, and TransUnion - that gather data from various sources such as credit card companies, banks, and retail establishments. They also search court records and county records for additional information. Understanding how these bureaus operate is crucial for managing your credit effectively.
