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when you retire early youamp;#39;re no longer adding to your Social Security earnings history because you arenamp;#39;t earning anymore your Social Security retirement benefits will pretty much be what theyamp;#39;ll be you can start drawing it when you turn 62 but you may want to wait a little longer to get more lifetime benefits your monthly retirement check can get bigger but only if you apply for benefits later but then of course youamp;#39;re widening the early retirement Gap if you donamp;#39;t know what your Social Security benefits will be visit ssa.gov to find out