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hey everyone one thing that I see consistently is that thereamp;#39;s still some confusion about how spousal benefits are calculated now this is something Iamp;#39;ve covered on this channel more than once but since then Iamp;#39;ve actually learned something new about this calculation and that paired up with a lack of understanding thatamp;#39;s out there by both individuals who are planning to retire and unfortunately those professionals who are helping them get ready I think itamp;#39;s time to cover this again so even if youamp;#39;ve watched my prior videos on spousal benefits stick around for this one my goal every time I make a video about an area that Iamp;#39;ve talked about before is to distill it and clarify the information even further my hope is that this will be the video that makes it so clear that it clicks with everyone and you understand the concepts clearly enough to know what to expect and how to spot mistakes in your benefit payment amounts now before we jum