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unfortunately mortgage is not going to go away that debt is going to remain now so what that essentially means is your personal representative which might be your spouse it might be a child or someone else you a point is going to have to handle that mortgage now the way they handle that is theyamp;#39;re going to need to keep making payments on that mortgage and then theyamp;#39;re going to transfer the property to which that mortgage is attached to whoever is entitled to that property now federal law prohibits the bank from triggering whatamp;#39;s called a dual on sale clause of which death is a triggering event for that what that means is if a bank triggers that clause they can essentially say all the money needs to pay be paid to us right now and they can foreclose on your property if youamp;#39;re unable to come up with the balance of the mortgage immediately now federal law prohibits that in cases of where someone dies with a mortgage and then passes it on whether itamp;#39;
