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ben is in dayton ohio hi ben how are you iamp;#39;m well and how are you better than i deserve whatamp;#39;s up well i wanted to first start off by saying that my wife and i are 25 and weamp;#39;re on baby steps seven thanks to your tools so thanks to you and the team for all the help congrats ben good job well thanks just iamp;#39;ll keep it brief so i can respect your time for funny money investing or investing thatamp;#39;s less than 10 of your net worth what is your opinion on two times and three times leveraged s p 500 index funds i donamp;#39;t borrow money so i donamp;#39;t leverage anything no iamp;#39;m sorry not not borrowing money like a leveraged account but um like an index fund that mimics two times what the actual index does oh oh oh oh oh okay um i thought you were leveraging into this fund okay no no sir wouldnamp;#39;t borrow money again okay all right good then weamp;#39;re back on the same page i mean if itamp;#39;s a small amount you want to play