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how much does a bankruptcy cost it really depends which chapter youamp;#39;re filing a chapter 7 bankruptcy has a filing fee thatamp;#39;s paid to the court that filing fee is 337. then you also have a credit report fee the credit report fee for an individual is fifty dollars for a couple itamp;#39;s seventy five dollars the biggest cost in filing a bankruptcy or a chapter seven is the attorneyamp;#39;s fee and that that fee is typically about fifteen hundred dollars there are some you might be able to get a little lower or a little higher but the typical fee is fifteen hundred dollars if you see an advertisement that says bankruptcy no money down thatamp;#39;s merely a payment plan and itamp;#39;s a good way to get started with bankruptcy where you have the petition and as soon as you have your attorneyamp;#39;s fee and the various other fees paid then you can just push the button and file it um but bankruptcy itamp;#39;s itamp;#39;s an involved process but chapter seven is t