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all right Vlad welcome to the video happy to be here thanks for the invitation absolutely so a lot of big news came through for FTX creditors customers we finally have some concrete numbers or at least a good idea finally finally weamp;#39;ve seen a couple of plans and disclosure statements with a lot of blanks previously talk to me about what youamp;#39;re seeing what your thoughts are well I would say that um because of all the communication uh from the professionals to the public through the docket through various monthly operating reports and creditor presentations itamp;#39;s been pretty apparent to anyone looking at the detailed data that this plan was going to provide for payment in full and full of course is kind of a loaded term for crypto people because it means as of the November 2022 crypto to Fiat conversion prices we thought they would be a good shot at an interest rate on top of 100 cents one of the challenges is that the terms of service for FTX account holders uh di