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The speaker discusses a common inquiry regarding payment structures in contracts. They emphasize the importance of specifying how to charge clients, noting that many prefer not to pay the full amount upfront, especially for first-time projects. The recommended payment method is the 50/25/25 rule: a 50% non-refundable deposit is required upfront to cover pre-production and most production costs. The client then pays 25% upon receiving the first round of edits, which includes a watermark until full payment is completed. The final 25% is due upon project completion. This structure helps manage client expectations and reduces financial risk.