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A photography payment plan is an agreement between a professional photographer and a client who utilizes the photographer's images or services. Such plans can make costly services more affordable for clients while allowing photographers to collect interest on payments. A payment plan contract should include: the names of the parties, a description of the services, total balance due, repayment terms (including down payment, interest rate, start date, and repayment period), payment instructions, late payment stipulations, signatures, and any other relevant terms. For additional legal documents, one can refer to eForms, the world's largest database.