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Underline Notice To Stop Credit Charge

Underline Notice To Stop Credit Charge

Aug 6th, 2022

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How to Underline Notice To Stop Credit Charge

5 out of 5

49 votes

This tutorial discusses how to delete a charge-off from your credit report. It clarifies that a charge-off is not classified as debt; instead, the IRS views it as gross or ordinary income. The video emphasizes that consumers can challenge the inaccurate portrayal of charge-offs on their credit reports, supported by legal protections. Specifically, it references 15 USC 1681, which addresses the accuracy and fairness of credit reporting. The law requires that information about a consumer's creditworthiness must be accurate and not misleading. Viewers are encouraged to understand and leverage these legal provisions to help remove erroneous charge-offs from their reports.

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