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[Music] hey everybody its eric with low va rates as always on friday i sport my red shirt because i want you to know that i support the military if youd like one of your own red friday swag shirts from low via race let us know in the comments below and well work on getting you your own today were going to talk about how to calculate your remaining entitlement in 2020 okay so calculate right remaining entitlement things change around here and in 2020 there are some differences in how you might calculate your remaining entitlement lets get started as we begin lets jump right into probably your first question why does 2020 even matter well before 2020 the calculation for entitlement was tied to the va loan limits for every single county in the country however on january 1st of 2020 those loan limits disappeared and effectively changed how entitlement calculation would be done now that you understand why were showing you what the calculation looks like in 2020 we should probably pa