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and so today we are not going to be having cameras on because we actually had some camera issues about five minutes ago and uh i apologize for that so it will be a little bit of a voice of god presentation um i promise you i am rather um presentable and like to engage face to face so please if youd like to have a zoom or something else just please send me an email give me a phone call lets have a conversation today were going to talk about investment back structures and changes that are happening in the settlement planning industry um just a brief introduction i was always going to work with injured people and their attorneys my dad was an attorney for 35 years my mother is a phd in disability studies at suny buffalo and i became an attorney and started working directly as a personal injury litigator eventually i saw a lot of people being taken advantage of in the industry and the financial side at the end and i wanted to make a difference in that regard so i found milestone and to