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There are two methods to create third-party interests: assignment and third-party beneficiaries. In the assignment scenario, if A owes B $1,000, but B needs cash immediately, B can sell the right to collect that debt to C for $800. This benefits B by providing immediate funds and C by acquiring a better loan. Generally, the debtor cannot veto this transaction because the obligation remains the same regardless of to whom it is paid. However, if B wants to assign only part of the debt, the debtor may have valid concerns, as this could change the nature of the obligation.
