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Rob Freeman discusses the concept of "hold harmless" in the context of insurance and contractual agreements. A hold harmless clause is a common legal provision found in contracts between multiple parties, such as leases or construction agreements. It serves to shift responsibility from one party to another. For example, in a lease agreement, it may state that the tenant agrees to indemnify, defend, and hold the landlord harmless for any claims arising from bodily injury or property damage related to the tenant's actions. This clause is important for defining risk and liability between involved parties.
