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Getting the right car insurance involves more than finding the lowest price; it's crucial to have suitable coverage for your needs. There are five main categories of auto insurance coverage. 1. **Liability Coverage**: This is the most common and often legally required. It covers damages you cause in an accident, including bodily injuries and property damage to others, but does not cover your own damages. 2. **Collision Coverage**: This type pays for damages to your vehicle from an accident, regardless of fault. Understanding these coverages is essential for protecting yourself financially and ensuring compliance with state laws.
