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In real estate, a debt is synonymous with interest, and debts are recorded against properties, referred to as a "lien." A lien is a formal record of a debt owed on real estate. There are two types of liens: voluntary and involuntary. A voluntary lien is incurred by choice, such as a mortgage, where the homeowner willingly enters into a contract and assumes a debt against the property. In contrast, an involuntary lien may arise without the property owner's consent. Understanding these concepts is crucial for navigating real estate transactions and obligations.
