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the tutorial emphasizes that becoming wealthy involves investing in assets rather than merely saving wages. Assets are valuable items that can be converted into money, and both individuals and businesses acquire them with the hope of future benefits. For example, Rosalina earns $100,000 a year but chooses to invest in stocks, corporate bonds, and real estate instead of letting her money sit in a bank, which offers minimal growth. The concept of "growing" money refers to the potential gains from investments, where resources are redirected from current consumption to create future financial benefits through asset accumulation.