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chances are youre not thinking about next years tax return but experts say mid year tax checkups can make a big difference when it comes to your refund taking action reporter Jackie Callaway shows you what action to take now to be better off next April its September do you know how your tax return is shaping up by starting now in August or September youve got enough window of time to actually identify areas that make me more beneficial to you with the time to make adjustments Steve sent with the Financial Planning Association of Tampa Bay suggest scrutinizing or tweaking several areas you can start with a small increase in your contributions to your 401k plan the benefit is not only a lower tax bill at the end of the year but more money towards your own future savings next check your flexible spending accounts before its too late most of these are on a user lose basis so if you dont spend it before year-end its going to go away so now you want to take a look at what your balanc