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so what happens when youamp;#39;re retired or separated from federal service you have several options okay if you retire or leave the federal government or military before you turn 55 you can leave your money inside your tsp thatamp;#39;s exactly what I did when I left active duty because the expenses they charged me to keep money in the tsp are extremely low theyamp;#39;re so much cheaper than the private sector 401k or 403b so it doesnamp;#39;t make a big dent when we go through a bear Market again just keep in mind that you have to have at least 200 in your tsp to keep the account active you also have the option to make a rollover from your traditional tsp to a uh traditional IRA okay a Roth tsp to a Roth IRA so you donamp;#39;t get penalized or taxed and if you feel like managing your own money by investing in different stocks ETFs or mutual funds then the IRA rollover might be the right option for you you have another option to make a rollover from the tsp to a 401k for three
