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foreign Chicago hi Sue how are you Im doing great thank you for taking my call sure whats up um my husband is 62 and Im 58. weve been married 38 years we have no debt and our net worth is a little over a million um 200 000 of that is in real estate 800 000 in stocks and bonds in 1997 um we were raising four little boys and my husband went through leukemia in a bone marrow transplant and so the only life insurance we could get was a whole life and it was a six hundred thousand dollar policy Im Dave and Rachel we put in since 1997 uh ten thousand dollars a year into this policy now what fast forward um 15 years ago my husband had a heart attack and five bypasses longevity in his family the men um just historically do not live long lives so here is our caveat right now all the boys are through college married we have 10 grandchildren and this life insurance policy the cash value is now around 240 thousand dollars I am just my husband and I are trying to make this decision he is still
