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hello and welcome to our special segment re connect where we aim to understand real estate investment trusts and how it can make a meaningful contribution to your Diversified portfolio to understand its importance in the mutual fund uh space let me welcome on the show navit mono the MD and CE of htfc AMC nav always a pleasure to welcome you on CNBC TV8 my first question since we talking about understanding reads and its importance in the mutual fund industry which has become such a strong force for investment by our investor Community what do you think of this particular asset class uh as in a diversified portfolio and the meaning of it for an investor uh thanks Nisha always a pleasure uh to be to be with you you know there are several transformation forces in the economy that we talk about formalization of the economy digitalization of the economy in our industry we have also been witnessing financialization of savings in India these are the early days of financialization of savings i