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out-of-network medical bill can be expensive so itamp;#39;s not usually what you want to do you had a mother in longmont told our marshall zellinger if thatamp;#39;s her last resort sheamp;#39;ll pay out of pocket but she and a million and a half other people in colorado on medicaid would be forcing doctors to commit a crime medicaid is different than medicare medicare is mainly for people older than 65. this story is not about that it is about medicaid coverage for people with low incomes and also people with certain disabilities iamp;#39;m the mother of an adult child with disabilities mary kieran contacted us seeking a solution to an issue impacting 1.6 million people in colorado on medicaid not being able to pay out of pocket for her daughter to see a doctor who does not accept medicaid oh we canamp;#39;t even make an appointment for you thatamp;#39;s insurance fraud and my first reaction was well thatamp;#39;s offensive what do you mean thatamp;#39;s insurance fraud it is