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each student situation is different our financial aid programs are set up so that if you need to borrow you can and you might need to borrow less than you think half of uc undergraduates graduate with no student loan debt and those that do take out loans borrow far less than the national average remember student loans are just one part of the financial aid package which can also include work study and student employment your financial aid package can also include scholarships and grants and this is money that you donamp;#39;t have to pay back more than half of uc undergraduate students from california pay no tuition to attend and over 70 percent of california students receive grants and scholarships that help reduce their costs and any outside scholarships that you receive now may be used to reduce your need to work and borrow in the future you also want to keep in mind that uc grads have some of the highest starting salaries in the nation so think of your
