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hey welcome to the 40 finance channel everybody my name is jeff beers today weamp;#39;re going to talk about using margin as a personal loan and i thought of this topic because iamp;#39;m actually in this particular situation right now over the next couple months iamp;#39;ll have a teenager with his own driveramp;#39;s license and we need to get another car so that this person is not always using mine now when i say buy a teenager car iamp;#39;m not talking about like a brand new jeep wrangler here weamp;#39;re talking about uh reliable transportation somewhere in the neighborhood of five thousand to ten thousand dollars depending on what kind of deals are out there now with that price point in mind in my particular situation it makes a very good use case for using margin as a personal loan the goal here for me would be to put this money back into the brokerage account in the next three months or so generally speaking when i use margin as a personal loan itamp;#39;s really just