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good afternoon this is sean golden with goldie and golding here to discuss the the more common and frequent situation in which taxpayers are getting fbar and fact or request notices from their foreign financial institution uh so who has to file fbar and fatca itamp;#39;s generally going to be u.s persons uh u.s citizens legal permanent residents individuals subject to u.s tax because they meet the substantial presence test since itamp;#39;s fbar and fact it would include assets such as stock certificates stock accounts other investments bank accounts fund accounts etc etc as to overseas crypto the the verdict is still out but recently fincen proposed a notice saying we think it should be reported so for all intent and purposes itamp;#39;s probably going to be reportable in the future so one common concern clients have been having lately is the following theyamp;#39;re not just getting a well let me take a step back there used to be something called a fatca letter where the banks wi
