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,000 bucks an emergency fund which Believe It or Not Dave Ramsey is not even close to enough money and many people have come on the show and they did the $11,000 emergency fund and then they ended up in a worse situation than they were before because itamp;#39;s not enough money to cover anything in this world itamp;#39;s not one month emergency fund or cover your highest deductible Avalanche or snowball I think youamp;#39;re going to be more of a snowball person stop putting little bits of extra towards the deaths thatamp;#39;s not a method that works for anyone cuz youamp;#39;re just going to see like the feeling of no progress yeah close your credit cards youamp;#39;re not a credit card person stop spending your daily spending on that other credit card itamp;#39;s stupid budget