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how do you calculate your art or your required minimum distribution rmd so rmds okay so these are this is a big subject within our retired clients uh you know appointments is the rmds and whatamp;#39;s it going to be how does it work uh and uh it is a forced income distribution out of your IRA 401K 403b 457 type retirement plans so if you put money into a retirement plan and you never pay taxes on that because you got the write-off when you put it in and it grew tax deferred the government wants you to start taking money out they want their taxes they want their taxes and so theyamp;#39;ve changed things theyamp;#39;ve made it a little bit better it used to be at 70 and a half you had to start taking it out then they changed it to 72 and now theyamp;#39;ve changed it to 73 right so letamp;#39;s look at kind of a visual here of kind of an example so here we have you know requirement of distribution rmd right yeah thatamp;#39;s what it stands for and letamp;#39;s say you take your